LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,296
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,305/mo
Today · 4.125%
HK$43,885
baseline
▲ 0.50% · 4.625%
HK$46,556
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,770/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,941
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,173
−HK$1,250/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$50,976
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,555
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,096
−HK$1,567/mo
Today · 4.125%
HK$52,663
baseline
▲ 0.50% · 4.625%
HK$55,867
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,326/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,129
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,608
−HK$1,500/mo
Today · 4.125%
HK$58,108
baseline
▲ 0.50% · 4.625%
HK$61,171
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,216/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,814
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,613
−HK$1,827/mo
Today · 4.125%
HK$61,440
baseline
▲ 0.50% · 4.625%
HK$65,178
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,880/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,318
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,043
−HK$1,750/mo
Today · 4.125%
HK$67,793
baseline
▲ 0.50% · 4.625%
HK$71,366
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,586/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,333
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,645
−HK$2,349/mo
Today · 4.125%
HK$78,994
baseline
▲ 0.50% · 4.625%
HK$83,800
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,988/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,694
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,912
−HK$2,250/mo
Today · 4.125%
HK$87,162
baseline
▲ 0.50% · 4.625%
HK$91,756
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,324/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,132 · Scale 2, in force from 26 Feb 2026)