LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,297
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,582
−HK$1,305/mo
Today · 4.125%
HK$43,887
baseline
▲ 0.50% · 4.625%
HK$46,558
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,774/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,943
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,175
−HK$1,250/mo
Today · 4.125%
HK$48,425
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,850/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,557
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,098
−HK$1,567/mo
Today · 4.125%
HK$52,665
baseline
▲ 0.50% · 4.625%
HK$55,869
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,330/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,132
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,610
−HK$1,500/mo
Today · 4.125%
HK$58,110
baseline
▲ 0.50% · 4.625%
HK$61,173
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,220/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,816
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,615
−HK$1,827/mo
Today · 4.125%
HK$61,442
baseline
▲ 0.50% · 4.625%
HK$65,181
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,884/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,320
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,045
−HK$1,750/mo
Today · 4.125%
HK$67,795
baseline
▲ 0.50% · 4.625%
HK$71,369
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,590/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,335
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,648
−HK$2,349/mo
Today · 4.125%
HK$78,997
baseline
▲ 0.50% · 4.625%
HK$83,804
+HK$4,807/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,994/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,697
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,915
−HK$2,250/mo
Today · 4.125%
HK$87,165
baseline
▲ 0.50% · 4.625%
HK$91,760
+HK$4,595/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,330/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,158 · Scale 2, in force from 26 Feb 2026)