LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,298
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,583
−HK$1,305/mo
Today · 4.125%
HK$43,888
baseline
▲ 0.50% · 4.625%
HK$46,558
+HK$2,670/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,776/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,944
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,176
−HK$1,250/mo
Today · 4.125%
HK$48,426
baseline
▲ 0.50% · 4.625%
HK$50,979
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,852/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,558
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,099
−HK$1,566/mo
Today · 4.125%
HK$52,665
baseline
▲ 0.50% · 4.625%
HK$55,870
+HK$3,205/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,330/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,132
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,611
−HK$1,500/mo
Today · 4.125%
HK$58,111
baseline
▲ 0.50% · 4.625%
HK$61,174
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,222/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,817
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,616
−HK$1,827/mo
Today · 4.125%
HK$61,443
baseline
▲ 0.50% · 4.625%
HK$65,182
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,886/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,321
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,046
−HK$1,750/mo
Today · 4.125%
HK$67,796
baseline
▲ 0.50% · 4.625%
HK$71,370
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,592/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,337
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,649
−HK$2,349/mo
Today · 4.125%
HK$78,998
baseline
▲ 0.50% · 4.625%
HK$83,805
+HK$4,807/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,996/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,699
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,917
−HK$2,250/mo
Today · 4.125%
HK$87,167
baseline
▲ 0.50% · 4.625%
HK$91,761
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,334/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,169 · Scale 2, in force from 26 Feb 2026)