LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,299
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,584
−HK$1,305/mo
Today · 4.125%
HK$43,889
baseline
▲ 0.50% · 4.625%
HK$46,559
+HK$2,670/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,778/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,945
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,177
−HK$1,250/mo
Today · 4.125%
HK$48,427
baseline
▲ 0.50% · 4.625%
HK$50,980
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,854/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,559
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,567/mo
Today · 4.125%
HK$52,667
baseline
▲ 0.50% · 4.625%
HK$55,871
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,334/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,134
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,612
−HK$1,500/mo
Today · 4.125%
HK$58,112
baseline
▲ 0.50% · 4.625%
HK$61,176
+HK$3,064/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,224/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,819
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,617
−HK$1,827/mo
Today · 4.125%
HK$61,444
baseline
▲ 0.50% · 4.625%
HK$65,183
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,888/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,323
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,048
−HK$1,750/mo
Today · 4.125%
HK$67,798
baseline
▲ 0.50% · 4.625%
HK$71,372
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,596/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,338
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,651
−HK$2,349/mo
Today · 4.125%
HK$79,000
baseline
▲ 0.50% · 4.625%
HK$83,807
+HK$4,807/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,000/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,701
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,919
−HK$2,250/mo
Today · 4.125%
HK$87,169
baseline
▲ 0.50% · 4.625%
HK$91,763
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,338/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,185 · Scale 2, in force from 26 Feb 2026)