LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,302
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,587
−HK$1,305/mo
Today · 4.125%
HK$43,892
baseline
▲ 0.50% · 4.625%
HK$46,563
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,784/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,948
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,181
−HK$1,250/mo
Today · 4.125%
HK$48,431
baseline
▲ 0.50% · 4.625%
HK$50,984
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,862/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,104
−HK$1,567/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,876
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,138
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,617
−HK$1,500/mo
Today · 4.125%
HK$58,117
baseline
▲ 0.50% · 4.625%
HK$61,180
+HK$3,063/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,234/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,823
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,622
−HK$1,827/mo
Today · 4.125%
HK$61,449
baseline
▲ 0.50% · 4.625%
HK$65,188
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,898/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,328
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,053
−HK$1,750/mo
Today · 4.125%
HK$67,803
baseline
▲ 0.50% · 4.625%
HK$71,377
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,606/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,344
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,656
−HK$2,350/mo
Today · 4.125%
HK$79,006
baseline
▲ 0.50% · 4.625%
HK$83,813
+HK$4,807/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,012/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,707
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,925
−HK$2,250/mo
Today · 4.125%
HK$87,175
baseline
▲ 0.50% · 4.625%
HK$91,770
+HK$4,595/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,350/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,237 · Scale 2, in force from 26 Feb 2026)