LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,304
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,589
−HK$1,306/mo
Today · 4.125%
HK$43,895
baseline
▲ 0.50% · 4.625%
HK$46,566
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,790/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,951
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,183
−HK$1,250/mo
Today · 4.125%
HK$48,433
baseline
▲ 0.50% · 4.625%
HK$50,986
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,866/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,565
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,107
−HK$1,567/mo
Today · 4.125%
HK$52,674
baseline
▲ 0.50% · 4.625%
HK$55,879
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,348/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,620
−HK$1,500/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,184
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,826
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,625
−HK$1,827/mo
Today · 4.125%
HK$61,452
baseline
▲ 0.50% · 4.625%
HK$65,192
+HK$3,740/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,904/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,331
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,056
−HK$1,751/mo
Today · 4.125%
HK$67,807
baseline
▲ 0.50% · 4.625%
HK$71,381
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,614/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,348
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,661
−HK$2,349/mo
Today · 4.125%
HK$79,010
baseline
▲ 0.50% · 4.625%
HK$83,818
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,020/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,711
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,930
−HK$2,250/mo
Today · 4.125%
HK$87,180
baseline
▲ 0.50% · 4.625%
HK$91,776
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,360/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,274 · Scale 2, in force from 26 Feb 2026)