LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,305
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,590
−HK$1,305/mo
Today · 4.125%
HK$43,895
baseline
▲ 0.50% · 4.625%
HK$46,566
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,790/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,952
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,184
−HK$1,250/mo
Today · 4.125%
HK$48,434
baseline
▲ 0.50% · 4.625%
HK$50,987
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,868/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,108
−HK$1,567/mo
Today · 4.125%
HK$52,675
baseline
▲ 0.50% · 4.625%
HK$55,880
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,350/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,142
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,621
−HK$1,500/mo
Today · 4.125%
HK$58,121
baseline
▲ 0.50% · 4.625%
HK$61,185
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,242/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,828/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$65,193
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$1,750/mo
Today · 4.125%
HK$67,808
baseline
▲ 0.50% · 4.625%
HK$71,382
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,616/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,349
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,662
−HK$2,350/mo
Today · 4.125%
HK$79,012
baseline
▲ 0.50% · 4.625%
HK$83,820
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,024/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,713
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,931
−HK$2,251/mo
Today · 4.125%
HK$87,182
baseline
▲ 0.50% · 4.625%
HK$91,777
+HK$4,595/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,364/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,287 · Scale 2, in force from 26 Feb 2026)