LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,306
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,305/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,567
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,953
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,185
−HK$1,250/mo
Today · 4.125%
HK$48,435
baseline
▲ 0.50% · 4.625%
HK$50,988
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,870/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,567
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,109
−HK$1,567/mo
Today · 4.125%
HK$52,676
baseline
▲ 0.50% · 4.625%
HK$55,881
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,352/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,143
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,622
−HK$1,500/mo
Today · 4.125%
HK$58,122
baseline
▲ 0.50% · 4.625%
HK$61,186
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,244/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,829
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,828/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$65,194
+HK$3,739/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,334
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$1,750/mo
Today · 4.125%
HK$67,809
baseline
▲ 0.50% · 4.625%
HK$71,384
+HK$3,575/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,618/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,351
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,664
−HK$2,349/mo
Today · 4.125%
HK$79,013
baseline
▲ 0.50% · 4.625%
HK$83,821
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,026/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,715
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,933
−HK$2,251/mo
Today · 4.125%
HK$87,184
baseline
▲ 0.50% · 4.625%
HK$91,779
+HK$4,595/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,368/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,301 · Scale 2, in force from 26 Feb 2026)