LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,307
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,592
−HK$1,305/mo
Today · 4.125%
HK$43,897
baseline
▲ 0.50% · 4.625%
HK$46,568
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,794/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,954
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,186
−HK$1,250/mo
Today · 4.125%
HK$48,436
baseline
▲ 0.50% · 4.625%
HK$50,989
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,872/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,568
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,110
−HK$1,567/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,882
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,144
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,501/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,063/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,830
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,629
−HK$1,827/mo
Today · 4.125%
HK$61,456
baseline
▲ 0.50% · 4.625%
HK$65,196
+HK$3,740/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,912/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,335
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,060
−HK$1,751/mo
Today · 4.125%
HK$67,811
baseline
▲ 0.50% · 4.625%
HK$71,385
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,622/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,353
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,665
−HK$2,350/mo
Today · 4.125%
HK$79,015
baseline
▲ 0.50% · 4.625%
HK$83,823
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,030/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,716
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,935
−HK$2,250/mo
Today · 4.125%
HK$87,185
baseline
▲ 0.50% · 4.625%
HK$91,781
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,370/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,315 · Scale 2, in force from 26 Feb 2026)