LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,308
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,593
−HK$1,306/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,570
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,955
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,250/mo
Today · 4.125%
HK$48,438
baseline
▲ 0.50% · 4.625%
HK$50,991
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,876/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,570
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,112
−HK$1,567/mo
Today · 4.125%
HK$52,679
baseline
▲ 0.50% · 4.625%
HK$55,884
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,358/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,146
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,625
−HK$1,501/mo
Today · 4.125%
HK$58,126
baseline
▲ 0.50% · 4.625%
HK$61,189
+HK$3,063/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,252/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,832
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,827/mo
Today · 4.125%
HK$61,458
baseline
▲ 0.50% · 4.625%
HK$65,198
+HK$3,740/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,916/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,337
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,063
−HK$1,750/mo
Today · 4.125%
HK$67,813
baseline
▲ 0.50% · 4.625%
HK$71,388
+HK$3,575/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,626/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,355
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,668
−HK$2,350/mo
Today · 4.125%
HK$79,018
baseline
▲ 0.50% · 4.625%
HK$83,826
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,036/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,719
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,938
−HK$2,250/mo
Today · 4.125%
HK$87,188
baseline
▲ 0.50% · 4.625%
HK$91,784
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,376/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,338 · Scale 2, in force from 26 Feb 2026)