LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,309
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,594
−HK$1,305/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,571
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,956
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,251/mo
Today · 4.125%
HK$48,439
baseline
▲ 0.50% · 4.625%
HK$50,992
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,878/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,571
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,113
−HK$1,566/mo
Today · 4.125%
HK$52,679
baseline
▲ 0.50% · 4.625%
HK$55,885
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,358/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,147
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,626
−HK$1,500/mo
Today · 4.125%
HK$58,126
baseline
▲ 0.50% · 4.625%
HK$61,190
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,252/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,833
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,828/mo
Today · 4.125%
HK$61,459
baseline
▲ 0.50% · 4.625%
HK$65,199
+HK$3,740/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,918/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,338
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,064
−HK$1,750/mo
Today · 4.125%
HK$67,814
baseline
▲ 0.50% · 4.625%
HK$71,389
+HK$3,575/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,628/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,356
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,669
−HK$2,350/mo
Today · 4.125%
HK$79,019
baseline
▲ 0.50% · 4.625%
HK$83,827
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,038/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,720
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,939
−HK$2,251/mo
Today · 4.125%
HK$87,190
baseline
▲ 0.50% · 4.625%
HK$91,786
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,380/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,348 · Scale 2, in force from 26 Feb 2026)