LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,310
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,595
−HK$1,306/mo
Today · 4.125%
HK$43,901
baseline
▲ 0.50% · 4.625%
HK$46,572
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,802/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,957
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,190
−HK$1,250/mo
Today · 4.125%
HK$48,440
baseline
▲ 0.50% · 4.625%
HK$50,994
+HK$2,554/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,880/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,572
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,114
−HK$1,567/mo
Today · 4.125%
HK$52,681
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,362/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,149
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,628
−HK$1,500/mo
Today · 4.125%
HK$58,128
baseline
▲ 0.50% · 4.625%
HK$61,192
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,256/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,634
−HK$1,827/mo
Today · 4.125%
HK$61,461
baseline
▲ 0.50% · 4.625%
HK$65,201
+HK$3,740/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,922/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,340
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,066
−HK$1,751/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,391
+HK$3,574/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,359
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,672
−HK$2,350/mo
Today · 4.125%
HK$79,022
baseline
▲ 0.50% · 4.625%
HK$83,830
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$158,044/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,723
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,942
−HK$2,251/mo
Today · 4.125%
HK$87,193
baseline
▲ 0.50% · 4.625%
HK$91,789
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,386/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,372 · Scale 2, in force from 26 Feb 2026)