LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,311
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,596
−HK$1,306/mo
Today · 4.125%
HK$43,902
baseline
▲ 0.50% · 4.625%
HK$46,573
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,804/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,958
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,191
−HK$1,250/mo
Today · 4.125%
HK$48,441
baseline
▲ 0.50% · 4.625%
HK$50,994
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,882/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,573
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,115
−HK$1,567/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$3,205/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,150
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,629
−HK$1,500/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,634
−HK$1,828/mo
Today · 4.125%
HK$61,462
baseline
▲ 0.50% · 4.625%
HK$65,202
+HK$3,740/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$122,924/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,341
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,067
−HK$1,750/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,392
+HK$3,575/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,360
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,673
−HK$2,350/mo
Today · 4.125%
HK$79,023
baseline
▲ 0.50% · 4.625%
HK$83,831
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,046/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,724
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,943
−HK$2,251/mo
Today · 4.125%
HK$87,194
baseline
▲ 0.50% · 4.625%
HK$91,790
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,388/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,380 · Scale 2, in force from 26 Feb 2026)