LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,313
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,598
−HK$1,305/mo
Today · 4.125%
HK$43,903
baseline
▲ 0.50% · 4.625%
HK$46,575
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,806/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,960
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,192
−HK$1,251/mo
Today · 4.125%
HK$48,443
baseline
▲ 0.50% · 4.625%
HK$50,996
+HK$2,553/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,886/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,575
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,567/mo
Today · 4.125%
HK$52,684
baseline
▲ 0.50% · 4.625%
HK$55,890
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,368/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,152
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,631
−HK$1,500/mo
Today · 4.125%
HK$58,131
baseline
▲ 0.50% · 4.625%
HK$61,196
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,262/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,838
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,637
−HK$1,828/mo
Today · 4.125%
HK$61,465
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,739/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$122,930/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,344
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,069
−HK$1,751/mo
Today · 4.125%
HK$67,820
baseline
▲ 0.50% · 4.625%
HK$71,395
+HK$3,575/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$135,640/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,363
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,676
−HK$2,350/mo
Today · 4.125%
HK$79,026
baseline
▲ 0.50% · 4.625%
HK$83,834
+HK$4,808/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,052/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,728
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,946
−HK$2,251/mo
Today · 4.125%
HK$87,197
baseline
▲ 0.50% · 4.625%
HK$91,793
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,394/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,407 · Scale 2, in force from 26 Feb 2026)