LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,315
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,600
−HK$1,306/mo
Today · 4.125%
HK$43,906
baseline
▲ 0.50% · 4.625%
HK$46,578
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,812/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,963
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,251/mo
Today · 4.125%
HK$48,446
baseline
▲ 0.50% · 4.625%
HK$51,000
+HK$2,554/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,892/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,120
−HK$1,567/mo
Today · 4.125%
HK$52,687
baseline
▲ 0.50% · 4.625%
HK$55,893
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,374/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,155
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,635
−HK$1,500/mo
Today · 4.125%
HK$58,135
baseline
▲ 0.50% · 4.625%
HK$61,200
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,270/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,841
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,641
−HK$1,828/mo
Today · 4.125%
HK$61,469
baseline
▲ 0.50% · 4.625%
HK$65,209
+HK$3,740/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$122,938/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,348
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,074
−HK$1,750/mo
Today · 4.125%
HK$67,824
baseline
▲ 0.50% · 4.625%
HK$71,400
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$135,648/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,367
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,681
−HK$2,350/mo
Today · 4.125%
HK$79,031
baseline
▲ 0.50% · 4.625%
HK$83,840
+HK$4,809/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,062/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,733
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,952
−HK$2,251/mo
Today · 4.125%
HK$87,203
baseline
▲ 0.50% · 4.625%
HK$91,799
+HK$4,596/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,406/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,451 · Scale 2, in force from 26 Feb 2026)