LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,320
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,606
−HK$1,306/mo
Today · 4.125%
HK$43,912
baseline
▲ 0.50% · 4.625%
HK$46,583
+HK$2,671/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,824/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,969
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,201
−HK$1,251/mo
Today · 4.125%
HK$48,452
baseline
▲ 0.50% · 4.625%
HK$51,006
+HK$2,554/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,904/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,584
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,127
−HK$1,567/mo
Today · 4.125%
HK$52,694
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,388/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,162
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,642
−HK$1,501/mo
Today · 4.125%
HK$58,143
baseline
▲ 0.50% · 4.625%
HK$61,207
+HK$3,064/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,286/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,849
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,648
−HK$1,828/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,356
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,082
−HK$1,751/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,408
+HK$3,575/mo
Deposit HK$5.44M · loan HK$12.68M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,377
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,690
−HK$2,351/mo
Today · 4.125%
HK$79,041
baseline
▲ 0.50% · 4.625%
HK$83,850
+HK$4,809/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,082/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,743
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,963
−HK$2,251/mo
Today · 4.125%
HK$87,214
baseline
▲ 0.50% · 4.625%
HK$91,811
+HK$4,597/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,428/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,536 · Scale 2, in force from 26 Feb 2026)