LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,323
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,609
−HK$1,306/mo
Today · 4.125%
HK$43,915
baseline
▲ 0.50% · 4.625%
HK$46,587
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,830/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,972
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,205
−HK$1,251/mo
Today · 4.125%
HK$48,456
baseline
▲ 0.50% · 4.625%
HK$51,010
+HK$2,554/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,912/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,588
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,567/mo
Today · 4.125%
HK$52,698
baseline
▲ 0.50% · 4.625%
HK$55,904
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,396/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,166
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,646
−HK$1,501/mo
Today · 4.125%
HK$58,147
baseline
▲ 0.50% · 4.625%
HK$61,212
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,294/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,853
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,652
−HK$1,829/mo
Today · 4.125%
HK$61,481
baseline
▲ 0.50% · 4.625%
HK$65,222
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,962/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,361
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,087
−HK$1,751/mo
Today · 4.125%
HK$67,838
baseline
▲ 0.50% · 4.625%
HK$71,414
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,676/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,382
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,696
−HK$2,351/mo
Today · 4.125%
HK$79,047
baseline
▲ 0.50% · 4.625%
HK$83,856
+HK$4,809/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,094/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,749
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,969
−HK$2,251/mo
Today · 4.125%
HK$87,220
baseline
▲ 0.50% · 4.625%
HK$91,818
+HK$4,598/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,440/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,585 · Scale 2, in force from 26 Feb 2026)