LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,325
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,611
−HK$1,306/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,589
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,974
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,207
−HK$1,251/mo
Today · 4.125%
HK$48,458
baseline
▲ 0.50% · 4.625%
HK$51,012
+HK$2,554/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,916/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,590
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,133
−HK$1,567/mo
Today · 4.125%
HK$52,700
baseline
▲ 0.50% · 4.625%
HK$55,906
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,400/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,168
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,648
−HK$1,501/mo
Today · 4.125%
HK$58,149
baseline
▲ 0.50% · 4.625%
HK$61,214
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,298/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,855
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,655
−HK$1,828/mo
Today · 4.125%
HK$61,483
baseline
▲ 0.50% · 4.625%
HK$65,224
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,966/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,363
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,089
−HK$1,752/mo
Today · 4.125%
HK$67,841
baseline
▲ 0.50% · 4.625%
HK$71,417
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,682/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,385
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,699
−HK$2,351/mo
Today · 4.125%
HK$79,050
baseline
▲ 0.50% · 4.625%
HK$83,860
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,100/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,753
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,972
−HK$2,252/mo
Today · 4.125%
HK$87,224
baseline
▲ 0.50% · 4.625%
HK$91,821
+HK$4,597/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,448/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,613 · Scale 2, in force from 26 Feb 2026)