LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,326
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,611
−HK$1,306/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,590
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,975
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,208
−HK$1,250/mo
Today · 4.125%
HK$48,458
baseline
▲ 0.50% · 4.625%
HK$51,013
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,916/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,591
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,133
−HK$1,568/mo
Today · 4.125%
HK$52,701
baseline
▲ 0.50% · 4.625%
HK$55,907
+HK$3,206/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,402/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,169
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,649
−HK$1,501/mo
Today · 4.125%
HK$58,150
baseline
▲ 0.50% · 4.625%
HK$61,215
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,300/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,856
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,656
−HK$1,828/mo
Today · 4.125%
HK$61,484
baseline
▲ 0.50% · 4.625%
HK$65,225
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,968/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,364
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,091
−HK$1,751/mo
Today · 4.125%
HK$67,842
baseline
▲ 0.50% · 4.625%
HK$71,418
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,684/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,386
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,700
−HK$2,351/mo
Today · 4.125%
HK$79,051
baseline
▲ 0.50% · 4.625%
HK$83,861
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,102/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,754
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,974
−HK$2,251/mo
Today · 4.125%
HK$87,225
baseline
▲ 0.50% · 4.625%
HK$91,823
+HK$4,598/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,450/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,624 · Scale 2, in force from 26 Feb 2026)