LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,328
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,614
−HK$1,306/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,977
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,210
−HK$1,251/mo
Today · 4.125%
HK$48,461
baseline
▲ 0.50% · 4.625%
HK$51,016
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,922/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,594
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,136
−HK$1,568/mo
Today · 4.125%
HK$52,704
baseline
▲ 0.50% · 4.625%
HK$55,911
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,408/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,173
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,652
−HK$1,501/mo
Today · 4.125%
HK$58,153
baseline
▲ 0.50% · 4.625%
HK$61,219
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,306/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,659
−HK$1,829/mo
Today · 4.125%
HK$61,488
baseline
▲ 0.50% · 4.625%
HK$65,229
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,976/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,368
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,094
−HK$1,752/mo
Today · 4.125%
HK$67,846
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,692/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,391
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,705
−HK$2,351/mo
Today · 4.125%
HK$79,056
baseline
▲ 0.50% · 4.625%
HK$83,866
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,112/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,759
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,978
−HK$2,252/mo
Today · 4.125%
HK$87,230
baseline
▲ 0.50% · 4.625%
HK$91,828
+HK$4,598/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,460/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,662 · Scale 2, in force from 26 Feb 2026)