LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,329
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,614
−HK$1,307/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,593
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,978
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,211
−HK$1,251/mo
Today · 4.125%
HK$48,462
baseline
▲ 0.50% · 4.625%
HK$51,017
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,924/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,595
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,137
−HK$1,568/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,912
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,174
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,653
−HK$1,501/mo
Today · 4.125%
HK$58,154
baseline
▲ 0.50% · 4.625%
HK$61,220
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,308/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,860
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,660
−HK$1,829/mo
Today · 4.125%
HK$61,489
baseline
▲ 0.50% · 4.625%
HK$65,230
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,978/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,369
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$1,751/mo
Today · 4.125%
HK$67,847
baseline
▲ 0.50% · 4.625%
HK$71,423
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,694/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,392
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,706
−HK$2,351/mo
Today · 4.125%
HK$79,057
baseline
▲ 0.50% · 4.625%
HK$83,867
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,114/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,760
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,980
−HK$2,252/mo
Today · 4.125%
HK$87,232
baseline
▲ 0.50% · 4.625%
HK$91,830
+HK$4,598/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,464/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,675 · Scale 2, in force from 26 Feb 2026)