LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,329
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,615
−HK$1,306/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,593
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,978
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,212
−HK$1,250/mo
Today · 4.125%
HK$48,462
baseline
▲ 0.50% · 4.625%
HK$51,017
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,924/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,595
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,138
−HK$1,567/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,912
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,174
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,654
−HK$1,501/mo
Today · 4.125%
HK$58,155
baseline
▲ 0.50% · 4.625%
HK$61,220
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.87M · min. income ≈ HK$116,310/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,861
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,661
−HK$1,828/mo
Today · 4.125%
HK$61,489
baseline
▲ 0.50% · 4.625%
HK$65,231
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,978/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,370
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$1,751/mo
Today · 4.125%
HK$67,847
baseline
▲ 0.50% · 4.625%
HK$71,424
+HK$3,577/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,694/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,393
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,707
−HK$2,351/mo
Today · 4.125%
HK$79,058
baseline
▲ 0.50% · 4.625%
HK$83,868
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,116/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,761
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,981
−HK$2,251/mo
Today · 4.125%
HK$87,232
baseline
▲ 0.50% · 4.625%
HK$91,831
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,464/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,682 · Scale 2, in force from 26 Feb 2026)