LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,331
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,616
−HK$1,307/mo
Today · 4.125%
HK$43,923
baseline
▲ 0.50% · 4.625%
HK$46,595
+HK$2,672/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,846/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,980
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,213
−HK$1,251/mo
Today · 4.125%
HK$48,464
baseline
▲ 0.50% · 4.625%
HK$51,019
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,928/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,597
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,140
−HK$1,567/mo
Today · 4.125%
HK$52,707
baseline
▲ 0.50% · 4.625%
HK$55,914
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,414/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,656
−HK$1,501/mo
Today · 4.125%
HK$58,157
baseline
▲ 0.50% · 4.625%
HK$61,223
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,314/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,863
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,829/mo
Today · 4.125%
HK$61,492
baseline
▲ 0.50% · 4.625%
HK$65,233
+HK$3,741/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,984/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,372
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,099
−HK$1,751/mo
Today · 4.125%
HK$67,850
baseline
▲ 0.50% · 4.625%
HK$71,426
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,700/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,395
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,710
−HK$2,351/mo
Today · 4.125%
HK$79,061
baseline
▲ 0.50% · 4.625%
HK$83,871
+HK$4,810/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,122/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,764
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,984
−HK$2,252/mo
Today · 4.125%
HK$87,236
baseline
▲ 0.50% · 4.625%
HK$91,834
+HK$4,598/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,472/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,707 · Scale 2, in force from 26 Feb 2026)