LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,333
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,618
−HK$1,306/mo
Today · 4.125%
HK$43,924
baseline
▲ 0.50% · 4.625%
HK$46,597
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,848/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,982
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,215
−HK$1,251/mo
Today · 4.125%
HK$48,466
baseline
▲ 0.50% · 4.625%
HK$51,021
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,932/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,599
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,142
−HK$1,567/mo
Today · 4.125%
HK$52,709
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,418/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,178
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,658
−HK$1,502/mo
Today · 4.125%
HK$58,160
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,065/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,320/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,866
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,665
−HK$1,829/mo
Today · 4.125%
HK$61,494
baseline
▲ 0.50% · 4.625%
HK$65,236
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,988/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,375
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,101
−HK$1,752/mo
Today · 4.125%
HK$67,853
baseline
▲ 0.50% · 4.625%
HK$71,429
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,706/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,399
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,713
−HK$2,351/mo
Today · 4.125%
HK$79,064
baseline
▲ 0.50% · 4.625%
HK$83,875
+HK$4,811/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,128/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,768
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,987
−HK$2,252/mo
Today · 4.125%
HK$87,239
baseline
▲ 0.50% · 4.625%
HK$91,838
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,478/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,735 · Scale 2, in force from 26 Feb 2026)