LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,334
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,620
−HK$1,306/mo
Today · 4.125%
HK$43,926
baseline
▲ 0.50% · 4.625%
HK$46,599
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,852/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,984
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,217
−HK$1,251/mo
Today · 4.125%
HK$48,468
baseline
▲ 0.50% · 4.625%
HK$51,023
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,936/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,601
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,144
−HK$1,568/mo
Today · 4.125%
HK$52,712
baseline
▲ 0.50% · 4.625%
HK$55,919
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,424/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,181
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,661
−HK$1,501/mo
Today · 4.125%
HK$58,162
baseline
▲ 0.50% · 4.625%
HK$61,228
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,324/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,868
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,668
−HK$1,829/mo
Today · 4.125%
HK$61,497
baseline
▲ 0.50% · 4.625%
HK$65,239
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,994/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,378
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,104
−HK$1,752/mo
Today · 4.125%
HK$67,856
baseline
▲ 0.50% · 4.625%
HK$71,432
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,712/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,402
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,716
−HK$2,351/mo
Today · 4.125%
HK$79,067
baseline
▲ 0.50% · 4.625%
HK$83,878
+HK$4,811/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,134/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,771
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,991
−HK$2,252/mo
Today · 4.125%
HK$87,243
baseline
▲ 0.50% · 4.625%
HK$91,842
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,486/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,764 · Scale 2, in force from 26 Feb 2026)