LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,335
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,621
−HK$1,306/mo
Today · 4.125%
HK$43,927
baseline
▲ 0.50% · 4.625%
HK$46,600
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,854/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,985
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,218
−HK$1,251/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,024
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,602
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,145
−HK$1,567/mo
Today · 4.125%
HK$52,712
baseline
▲ 0.50% · 4.625%
HK$55,920
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,424/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,182
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,661
−HK$1,502/mo
Today · 4.125%
HK$58,163
baseline
▲ 0.50% · 4.625%
HK$61,229
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,326/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,669
−HK$1,829/mo
Today · 4.125%
HK$61,498
baseline
▲ 0.50% · 4.625%
HK$65,240
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,996/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,378
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,105
−HK$1,752/mo
Today · 4.125%
HK$67,857
baseline
▲ 0.50% · 4.625%
HK$71,433
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,714/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,403
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,717
−HK$2,351/mo
Today · 4.125%
HK$79,068
baseline
▲ 0.50% · 4.625%
HK$83,880
+HK$4,812/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$158,136/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,772
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,992
−HK$2,252/mo
Today · 4.125%
HK$87,244
baseline
▲ 0.50% · 4.625%
HK$91,843
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.31M · min. income ≈ HK$174,488/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,774 · Scale 2, in force from 26 Feb 2026)