LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,336
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,622
−HK$1,306/mo
Today · 4.125%
HK$43,928
baseline
▲ 0.50% · 4.625%
HK$46,601
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,856/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,986
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,219
−HK$1,251/mo
Today · 4.125%
HK$48,470
baseline
▲ 0.50% · 4.625%
HK$51,025
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,940/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,603
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,146
−HK$1,568/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,921
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,183
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,663
−HK$1,501/mo
Today · 4.125%
HK$58,164
baseline
▲ 0.50% · 4.625%
HK$61,230
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,328/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,870
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,671
−HK$1,828/mo
Today · 4.125%
HK$61,499
baseline
▲ 0.50% · 4.625%
HK$65,242
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$122,998/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,380
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,107
−HK$1,752/mo
Today · 4.125%
HK$67,859
baseline
▲ 0.50% · 4.625%
HK$71,435
+HK$3,576/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,718/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,405
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,719
−HK$2,352/mo
Today · 4.125%
HK$79,071
baseline
▲ 0.50% · 4.625%
HK$83,882
+HK$4,811/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,142/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,775
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,995
−HK$2,252/mo
Today · 4.125%
HK$87,247
baseline
▲ 0.50% · 4.625%
HK$91,846
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,494/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,793 · Scale 2, in force from 26 Feb 2026)