LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,339
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,625
−HK$1,306/mo
Today · 4.125%
HK$43,931
baseline
▲ 0.50% · 4.625%
HK$46,605
+HK$2,674/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,862/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,989
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,223
−HK$1,251/mo
Today · 4.125%
HK$48,474
baseline
▲ 0.50% · 4.625%
HK$51,029
+HK$2,555/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,948/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,607
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,150
−HK$1,568/mo
Today · 4.125%
HK$52,718
baseline
▲ 0.50% · 4.625%
HK$55,925
+HK$3,207/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,436/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,187
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,667
−HK$1,502/mo
Today · 4.125%
HK$58,169
baseline
▲ 0.50% · 4.625%
HK$61,235
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,338/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,875
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,675
−HK$1,829/mo
Today · 4.125%
HK$61,504
baseline
▲ 0.50% · 4.625%
HK$65,246
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,008/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,385
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,112
−HK$1,752/mo
Today · 4.125%
HK$67,864
baseline
▲ 0.50% · 4.625%
HK$71,441
+HK$3,577/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,728/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,410
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,725
−HK$2,352/mo
Today · 4.125%
HK$79,077
baseline
▲ 0.50% · 4.625%
HK$83,888
+HK$4,811/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,154/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,781
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$85,001
−HK$2,252/mo
Today · 4.125%
HK$87,253
baseline
▲ 0.50% · 4.625%
HK$91,852
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,506/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,843 · Scale 2, in force from 26 Feb 2026)