LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,340
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,626
−HK$1,307/mo
Today · 4.125%
HK$43,933
baseline
▲ 0.50% · 4.625%
HK$46,606
+HK$2,673/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$87,866/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,991
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,224
−HK$1,251/mo
Today · 4.125%
HK$48,475
baseline
▲ 0.50% · 4.625%
HK$51,031
+HK$2,556/mo
Deposit HK$9.06M · loan HK$9.06M · min. income ≈ HK$96,950/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,608
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,151
−HK$1,568/mo
Today · 4.125%
HK$52,719
baseline
▲ 0.50% · 4.625%
HK$55,927
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,438/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,189
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,669
−HK$1,501/mo
Today · 4.125%
HK$58,170
baseline
▲ 0.50% · 4.625%
HK$61,237
+HK$3,067/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,340/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,677
−HK$1,829/mo
Today · 4.125%
HK$61,506
baseline
▲ 0.50% · 4.625%
HK$65,248
+HK$3,742/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,012/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,387
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,114
−HK$1,752/mo
Today · 4.125%
HK$67,866
baseline
▲ 0.50% · 4.625%
HK$71,443
+HK$3,577/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,732/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,413
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,727
−HK$2,352/mo
Today · 4.125%
HK$79,079
baseline
▲ 0.50% · 4.625%
HK$83,891
+HK$4,812/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,158/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,783
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,003
−HK$2,253/mo
Today · 4.125%
HK$87,256
baseline
▲ 0.50% · 4.625%
HK$91,855
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,512/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,863 · Scale 2, in force from 26 Feb 2026)