LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,342
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,628
−HK$1,306/mo
Today · 4.125%
HK$43,934
baseline
▲ 0.50% · 4.625%
HK$46,608
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,868/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,992
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,226
−HK$1,251/mo
Today · 4.125%
HK$48,477
baseline
▲ 0.50% · 4.625%
HK$51,032
+HK$2,555/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,954/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,610
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,153
−HK$1,568/mo
Today · 4.125%
HK$52,721
baseline
▲ 0.50% · 4.625%
HK$55,929
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,442/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,191
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,671
−HK$1,502/mo
Today · 4.125%
HK$58,173
baseline
▲ 0.50% · 4.625%
HK$61,239
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,346/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,878
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,679
−HK$1,829/mo
Today · 4.125%
HK$61,508
baseline
▲ 0.50% · 4.625%
HK$65,251
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,016/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,389
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$1,752/mo
Today · 4.125%
HK$67,868
baseline
▲ 0.50% · 4.625%
HK$71,445
+HK$3,577/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,736/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,415
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,730
−HK$2,352/mo
Today · 4.125%
HK$79,082
baseline
▲ 0.50% · 4.625%
HK$83,894
+HK$4,812/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,164/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,786
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,006
−HK$2,253/mo
Today · 4.125%
HK$87,259
baseline
▲ 0.50% · 4.625%
HK$91,858
+HK$4,599/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,518/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,887 · Scale 2, in force from 26 Feb 2026)