LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,343
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,629
−HK$1,306/mo
Today · 4.125%
HK$43,935
baseline
▲ 0.50% · 4.625%
HK$46,609
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,870/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,993
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,227
−HK$1,251/mo
Today · 4.125%
HK$48,478
baseline
▲ 0.50% · 4.625%
HK$51,034
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,956/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,611
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,155
−HK$1,567/mo
Today · 4.125%
HK$52,722
baseline
▲ 0.50% · 4.625%
HK$55,930
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,444/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,192
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,672
−HK$1,502/mo
Today · 4.125%
HK$58,174
baseline
▲ 0.50% · 4.625%
HK$61,240
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,348/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,880
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,680
−HK$1,829/mo
Today · 4.125%
HK$61,509
baseline
▲ 0.50% · 4.625%
HK$65,252
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,018/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,391
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,118
−HK$1,752/mo
Today · 4.125%
HK$67,870
baseline
▲ 0.50% · 4.625%
HK$71,447
+HK$3,577/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,740/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,417
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,732
−HK$2,352/mo
Today · 4.125%
HK$79,084
baseline
▲ 0.50% · 4.625%
HK$83,896
+HK$4,812/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,168/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,788
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,008
−HK$2,253/mo
Today · 4.125%
HK$87,261
baseline
▲ 0.50% · 4.625%
HK$91,861
+HK$4,600/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,522/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,904 · Scale 2, in force from 26 Feb 2026)