LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,344
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,630
−HK$1,306/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,610
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,995
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,228
−HK$1,252/mo
Today · 4.125%
HK$48,480
baseline
▲ 0.50% · 4.625%
HK$51,035
+HK$2,555/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,960/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,613
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,156
−HK$1,568/mo
Today · 4.125%
HK$52,724
baseline
▲ 0.50% · 4.625%
HK$55,932
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,448/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,193
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,674
−HK$1,501/mo
Today · 4.125%
HK$58,175
baseline
▲ 0.50% · 4.625%
HK$61,242
+HK$3,067/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,350/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,881
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,682
−HK$1,829/mo
Today · 4.125%
HK$61,511
baseline
▲ 0.50% · 4.625%
HK$65,254
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,022/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,392
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,119
−HK$1,752/mo
Today · 4.125%
HK$67,871
baseline
▲ 0.50% · 4.625%
HK$71,449
+HK$3,578/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,742/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,419
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,734
−HK$2,352/mo
Today · 4.125%
HK$79,086
baseline
▲ 0.50% · 4.625%
HK$83,898
+HK$4,812/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,172/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,790
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,011
−HK$2,252/mo
Today · 4.125%
HK$87,263
baseline
▲ 0.50% · 4.625%
HK$91,863
+HK$4,600/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,526/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,921 · Scale 2, in force from 26 Feb 2026)