LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,345
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,631
−HK$1,306/mo
Today · 4.125%
HK$43,937
baseline
▲ 0.50% · 4.625%
HK$46,611
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,874/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,996
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,229
−HK$1,252/mo
Today · 4.125%
HK$48,481
baseline
▲ 0.50% · 4.625%
HK$51,036
+HK$2,555/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,962/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,614
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,157
−HK$1,568/mo
Today · 4.125%
HK$52,725
baseline
▲ 0.50% · 4.625%
HK$55,933
+HK$3,208/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,450/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,195
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,675
−HK$1,502/mo
Today · 4.125%
HK$58,177
baseline
▲ 0.50% · 4.625%
HK$61,243
+HK$3,066/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,354/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,883
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,683
−HK$1,829/mo
Today · 4.125%
HK$61,512
baseline
▲ 0.50% · 4.625%
HK$65,255
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,024/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,394
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,121
−HK$1,752/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$71,451
+HK$3,578/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,421
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,736
−HK$2,351/mo
Today · 4.125%
HK$79,087
baseline
▲ 0.50% · 4.625%
HK$83,900
+HK$4,813/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,174/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,792
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,013
−HK$2,252/mo
Today · 4.125%
HK$87,265
baseline
▲ 0.50% · 4.625%
HK$91,865
+HK$4,600/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,530/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,937 · Scale 2, in force from 26 Feb 2026)