LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,350
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,636
−HK$1,307/mo
Today · 4.125%
HK$43,943
baseline
▲ 0.50% · 4.625%
HK$46,617
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,886/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,001
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,235
−HK$1,251/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,042
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,620
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,163
−HK$1,568/mo
Today · 4.125%
HK$52,731
baseline
▲ 0.50% · 4.625%
HK$55,940
+HK$3,209/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,462/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,201
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,682
−HK$1,502/mo
Today · 4.125%
HK$58,184
baseline
▲ 0.50% · 4.625%
HK$61,251
+HK$3,067/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,368/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,890
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,690
−HK$1,830/mo
Today · 4.125%
HK$61,520
baseline
▲ 0.50% · 4.625%
HK$65,263
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,040/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$1,752/mo
Today · 4.125%
HK$67,881
baseline
▲ 0.50% · 4.625%
HK$71,459
+HK$3,578/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,762/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,429
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,745
−HK$2,352/mo
Today · 4.125%
HK$79,097
baseline
▲ 0.50% · 4.625%
HK$83,910
+HK$4,813/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,194/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,802
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,023
−HK$2,253/mo
Today · 4.125%
HK$87,276
baseline
▲ 0.50% · 4.625%
HK$91,876
+HK$4,600/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,552/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,018 · Scale 2, in force from 26 Feb 2026)