LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,354
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,640
−HK$1,307/mo
Today · 4.125%
HK$43,947
baseline
▲ 0.50% · 4.625%
HK$46,621
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,894/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,006
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,239
−HK$1,252/mo
Today · 4.125%
HK$48,491
baseline
▲ 0.50% · 4.625%
HK$51,047
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,982/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,624
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,168
−HK$1,568/mo
Today · 4.125%
HK$52,736
baseline
▲ 0.50% · 4.625%
HK$55,945
+HK$3,209/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,472/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,207
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,687
−HK$1,502/mo
Today · 4.125%
HK$58,189
baseline
▲ 0.50% · 4.625%
HK$61,257
+HK$3,068/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,378/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,895
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,696
−HK$1,830/mo
Today · 4.125%
HK$61,526
baseline
▲ 0.50% · 4.625%
HK$65,269
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$123,052/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,408
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,135
−HK$1,753/mo
Today · 4.125%
HK$67,888
baseline
▲ 0.50% · 4.625%
HK$71,466
+HK$3,578/mo
Deposit HK$5.44M · loan HK$12.69M · min. income ≈ HK$135,776/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,437
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,752
−HK$2,353/mo
Today · 4.125%
HK$79,105
baseline
▲ 0.50% · 4.625%
HK$83,918
+HK$4,813/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,210/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,810
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,031
−HK$2,253/mo
Today · 4.125%
HK$87,284
baseline
▲ 0.50% · 4.625%
HK$91,885
+HK$4,601/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,568/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,084 · Scale 2, in force from 26 Feb 2026)