LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,354
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,641
−HK$1,307/mo
Today · 4.125%
HK$43,948
baseline
▲ 0.50% · 4.625%
HK$46,622
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,896/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,006
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,240
−HK$1,252/mo
Today · 4.125%
HK$48,492
baseline
▲ 0.50% · 4.625%
HK$51,048
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,984/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,625
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,568/mo
Today · 4.125%
HK$52,737
baseline
▲ 0.50% · 4.625%
HK$55,946
+HK$3,209/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,474/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,502/mo
Today · 4.125%
HK$58,190
baseline
▲ 0.50% · 4.625%
HK$61,257
+HK$3,067/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,380/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,896
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,697
−HK$1,830/mo
Today · 4.125%
HK$61,527
baseline
▲ 0.50% · 4.625%
HK$65,270
+HK$3,743/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,054/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,409
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,136
−HK$1,753/mo
Today · 4.125%
HK$67,889
baseline
▲ 0.50% · 4.625%
HK$71,467
+HK$3,578/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,778/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,438
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,753
−HK$2,353/mo
Today · 4.125%
HK$79,106
baseline
▲ 0.50% · 4.625%
HK$83,919
+HK$4,813/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,212/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,811
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,032
−HK$2,253/mo
Today · 4.125%
HK$87,285
baseline
▲ 0.50% · 4.625%
HK$91,886
+HK$4,601/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,570/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,094 · Scale 2, in force from 26 Feb 2026)