LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,355
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,642
−HK$1,307/mo
Today · 4.125%
HK$43,949
baseline
▲ 0.50% · 4.625%
HK$46,623
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,898/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,007
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,241
−HK$1,252/mo
Today · 4.125%
HK$48,493
baseline
▲ 0.50% · 4.625%
HK$51,049
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,986/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,626
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,568/mo
Today · 4.125%
HK$52,738
baseline
▲ 0.50% · 4.625%
HK$55,947
+HK$3,209/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,476/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,209
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,502/mo
Today · 4.125%
HK$58,192
baseline
▲ 0.50% · 4.625%
HK$61,259
+HK$3,067/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,384/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,897
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,698
−HK$1,830/mo
Today · 4.125%
HK$61,528
baseline
▲ 0.50% · 4.625%
HK$65,272
+HK$3,744/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,056/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,138
−HK$1,752/mo
Today · 4.125%
HK$67,890
baseline
▲ 0.50% · 4.625%
HK$71,469
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,780/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,440
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,755
−HK$2,353/mo
Today · 4.125%
HK$79,108
baseline
▲ 0.50% · 4.625%
HK$83,921
+HK$4,813/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,216/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,813
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,034
−HK$2,253/mo
Today · 4.125%
HK$87,287
baseline
▲ 0.50% · 4.625%
HK$91,889
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,574/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,111 · Scale 2, in force from 26 Feb 2026)