LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,358
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,645
−HK$1,307/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,626
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,010
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,244
−HK$1,252/mo
Today · 4.125%
HK$48,496
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,992/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,630
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,173
−HK$1,569/mo
Today · 4.125%
HK$52,742
baseline
▲ 0.50% · 4.625%
HK$55,951
+HK$3,209/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$105,484/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,213
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,693
−HK$1,502/mo
Today · 4.125%
HK$58,195
baseline
▲ 0.50% · 4.625%
HK$61,263
+HK$3,068/mo
Deposit HK$7.25M · loan HK$10.88M · min. income ≈ HK$116,390/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,702
−HK$1,830/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$65,276
+HK$3,744/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,415
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,142
−HK$1,753/mo
Today · 4.125%
HK$67,895
baseline
▲ 0.50% · 4.625%
HK$71,474
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,790/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,445
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,760
−HK$2,353/mo
Today · 4.125%
HK$79,113
baseline
▲ 0.50% · 4.625%
HK$83,927
+HK$4,814/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,226/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,819
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,040
−HK$2,253/mo
Today · 4.125%
HK$87,293
baseline
▲ 0.50% · 4.625%
HK$91,895
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,586/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,156 · Scale 2, in force from 26 Feb 2026)