LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,360
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,646
−HK$1,307/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,628
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,012
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,246
−HK$1,252/mo
Today · 4.125%
HK$48,498
baseline
▲ 0.50% · 4.625%
HK$51,054
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$96,996/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,632
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,175
−HK$1,569/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,953
+HK$3,209/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,215
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,695
−HK$1,503/mo
Today · 4.125%
HK$58,198
baseline
▲ 0.50% · 4.625%
HK$61,265
+HK$3,067/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$116,396/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,903
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,705
−HK$1,829/mo
Today · 4.125%
HK$61,534
baseline
▲ 0.50% · 4.625%
HK$65,279
+HK$3,745/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,068/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,417
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,145
−HK$1,752/mo
Today · 4.125%
HK$67,897
baseline
▲ 0.50% · 4.625%
HK$71,476
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,794/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,447
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,763
−HK$2,353/mo
Today · 4.125%
HK$79,116
baseline
▲ 0.50% · 4.625%
HK$83,930
+HK$4,814/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,232/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,822
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,043
−HK$2,253/mo
Today · 4.125%
HK$87,296
baseline
▲ 0.50% · 4.625%
HK$91,898
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,592/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,180 · Scale 2, in force from 26 Feb 2026)