LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,361
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,648
−HK$1,307/mo
Today · 4.125%
HK$43,955
baseline
▲ 0.50% · 4.625%
HK$46,630
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,910/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,014
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,248
−HK$1,252/mo
Today · 4.125%
HK$48,500
baseline
▲ 0.50% · 4.625%
HK$51,057
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,000/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,634
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,177
−HK$1,569/mo
Today · 4.125%
HK$52,746
baseline
▲ 0.50% · 4.625%
HK$55,955
+HK$3,209/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$105,492/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,217
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,502/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,268
+HK$3,068/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,906
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,707
−HK$1,830/mo
Today · 4.125%
HK$61,537
baseline
▲ 0.50% · 4.625%
HK$65,281
+HK$3,744/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,074/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,420
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,147
−HK$1,753/mo
Today · 4.125%
HK$67,900
baseline
▲ 0.50% · 4.625%
HK$71,479
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,800/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,450
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,766
−HK$2,353/mo
Today · 4.125%
HK$79,119
baseline
▲ 0.50% · 4.625%
HK$83,933
+HK$4,814/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$158,238/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,825
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,047
−HK$2,253/mo
Today · 4.125%
HK$87,300
baseline
▲ 0.50% · 4.625%
HK$91,902
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.32M · min. income ≈ HK$174,600/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,208 · Scale 2, in force from 26 Feb 2026)