LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,362
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,649
−HK$1,307/mo
Today · 4.125%
HK$43,956
baseline
▲ 0.50% · 4.625%
HK$46,631
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,912/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,015
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,249
−HK$1,252/mo
Today · 4.125%
HK$48,501
baseline
▲ 0.50% · 4.625%
HK$51,058
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,002/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,635
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,179
−HK$1,568/mo
Today · 4.125%
HK$52,747
baseline
▲ 0.50% · 4.625%
HK$55,957
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$105,494/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,218
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,699
−HK$1,502/mo
Today · 4.125%
HK$58,201
baseline
▲ 0.50% · 4.625%
HK$61,269
+HK$3,068/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$116,402/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,907
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,830/mo
Today · 4.125%
HK$61,538
baseline
▲ 0.50% · 4.625%
HK$65,283
+HK$3,745/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,076/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,421
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,149
−HK$1,753/mo
Today · 4.125%
HK$67,902
baseline
▲ 0.50% · 4.625%
HK$71,481
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,804/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,452
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,768
−HK$2,353/mo
Today · 4.125%
HK$79,121
baseline
▲ 0.50% · 4.625%
HK$83,935
+HK$4,814/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,242/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,827
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,049
−HK$2,253/mo
Today · 4.125%
HK$87,302
baseline
▲ 0.50% · 4.625%
HK$91,904
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,604/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,224 · Scale 2, in force from 26 Feb 2026)