LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,363
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,649
−HK$1,308/mo
Today · 4.125%
HK$43,957
baseline
▲ 0.50% · 4.625%
HK$46,631
+HK$2,674/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,914/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,016
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,250
−HK$1,252/mo
Today · 4.125%
HK$48,502
baseline
▲ 0.50% · 4.625%
HK$51,058
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,004/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,635
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,179
−HK$1,569/mo
Today · 4.125%
HK$52,748
baseline
▲ 0.50% · 4.625%
HK$55,957
+HK$3,209/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$105,496/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,219
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,700
−HK$1,502/mo
Today · 4.125%
HK$58,202
baseline
▲ 0.50% · 4.625%
HK$61,270
+HK$3,068/mo
Deposit HK$7.26M · loan HK$10.88M · min. income ≈ HK$116,404/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,908
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,709
−HK$1,830/mo
Today · 4.125%
HK$61,539
baseline
▲ 0.50% · 4.625%
HK$65,284
+HK$3,745/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,078/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,422
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,150
−HK$1,752/mo
Today · 4.125%
HK$67,902
baseline
▲ 0.50% · 4.625%
HK$71,482
+HK$3,580/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,804/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,453
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,769
−HK$2,353/mo
Today · 4.125%
HK$79,122
baseline
▲ 0.50% · 4.625%
HK$83,936
+HK$4,814/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,244/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,828
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,049
−HK$2,254/mo
Today · 4.125%
HK$87,303
baseline
▲ 0.50% · 4.625%
HK$91,905
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,606/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,232 · Scale 2, in force from 26 Feb 2026)