LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,368
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,654
−HK$1,308/mo
Today · 4.125%
HK$43,962
baseline
▲ 0.50% · 4.625%
HK$46,637
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,924/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,021
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,255
−HK$1,253/mo
Today · 4.125%
HK$48,508
baseline
▲ 0.50% · 4.625%
HK$51,064
+HK$2,556/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,016/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,641
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,185
−HK$1,569/mo
Today · 4.125%
HK$52,754
baseline
▲ 0.50% · 4.625%
HK$55,964
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,508/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,225
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,706
−HK$1,503/mo
Today · 4.125%
HK$58,209
baseline
▲ 0.50% · 4.625%
HK$61,277
+HK$3,068/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,418/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,915
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,716
−HK$1,831/mo
Today · 4.125%
HK$61,547
baseline
▲ 0.50% · 4.625%
HK$65,292
+HK$3,745/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,094/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,430
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,158
−HK$1,753/mo
Today · 4.125%
HK$67,911
baseline
▲ 0.50% · 4.625%
HK$71,490
+HK$3,579/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,822/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,462
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,778
−HK$2,353/mo
Today · 4.125%
HK$79,131
baseline
▲ 0.50% · 4.625%
HK$83,946
+HK$4,815/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,262/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,838
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,060
−HK$2,254/mo
Today · 4.125%
HK$87,314
baseline
▲ 0.50% · 4.625%
HK$91,916
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,628/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,314 · Scale 2, in force from 26 Feb 2026)