LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,371
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,308/mo
Today · 4.125%
HK$43,965
baseline
▲ 0.50% · 4.625%
HK$46,640
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,930/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,024
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,259
−HK$1,252/mo
Today · 4.125%
HK$48,511
baseline
▲ 0.50% · 4.625%
HK$51,068
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,022/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,645
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,189
−HK$1,569/mo
Today · 4.125%
HK$52,758
baseline
▲ 0.50% · 4.625%
HK$55,968
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,516/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,229
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,710
−HK$1,503/mo
Today · 4.125%
HK$58,213
baseline
▲ 0.50% · 4.625%
HK$61,282
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,426/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,919
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,831/mo
Today · 4.125%
HK$61,551
baseline
▲ 0.50% · 4.625%
HK$65,296
+HK$3,745/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,102/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,434
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,162
−HK$1,753/mo
Today · 4.125%
HK$67,915
baseline
▲ 0.50% · 4.625%
HK$71,495
+HK$3,580/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,830/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,467
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,783
−HK$2,354/mo
Today · 4.125%
HK$79,137
baseline
▲ 0.50% · 4.625%
HK$83,952
+HK$4,815/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,274/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,844
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,066
−HK$2,254/mo
Today · 4.125%
HK$87,320
baseline
▲ 0.50% · 4.625%
HK$91,922
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,640/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,362 · Scale 2, in force from 26 Feb 2026)