LTV · monthly repayment
▼ 0.50% · 3.625%
HK$413,709
−HK$25,943/mo
▼ 0.25% · 3.875%
HK$426,577
−HK$13,075/mo
Today · 4.125%
HK$439,652
baseline
▲ 0.50% · 4.625%
HK$466,404
+HK$26,752/mo
Deposit HK$90.72M · loan HK$90.72M · min. income ≈ HK$879,304/mo (50% DSR)
Upfront cash ≈ HK$102.51M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,247
−HK$24,866/mo
▼ 0.25% · 3.875%
HK$472,590
−HK$12,523/mo
Today · 4.125%
HK$485,113
baseline
▲ 0.50% · 4.625%
HK$510,683
+HK$25,570/mo
Deposit HK$90.72M · loan HK$90.72M · min. income ≈ HK$970,226/mo (50% DSR)
Upfront cash ≈ HK$102.51M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$496,450
−HK$31,132/mo
▼ 0.25% · 3.875%
HK$511,893
−HK$15,689/mo
Today · 4.125%
HK$527,582
baseline
▲ 0.50% · 4.625%
HK$559,684
+HK$32,102/mo
Deposit HK$72.57M · loan HK$108.86M · min. income ≈ HK$1,055,164/mo (50% DSR)
Upfront cash ≈ HK$84.37M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,296
−HK$29,839/mo
▼ 0.25% · 3.875%
HK$567,108
−HK$15,027/mo
Today · 4.125%
HK$582,135
baseline
▲ 0.50% · 4.625%
HK$612,820
+HK$30,685/mo
Deposit HK$72.57M · loan HK$108.86M · min. income ≈ HK$1,164,270/mo (50% DSR)
Upfront cash ≈ HK$84.37M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$579,192
−HK$36,321/mo
▼ 0.25% · 3.875%
HK$597,208
−HK$18,305/mo
Today · 4.125%
HK$615,513
baseline
▲ 0.50% · 4.625%
HK$652,965
+HK$37,452/mo
Deposit HK$54.43M · loan HK$127.00M · min. income ≈ HK$1,231,026/mo (50% DSR)
Upfront cash ≈ HK$66.22M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$644,346
−HK$34,812/mo
▼ 0.25% · 3.875%
HK$661,627
−HK$17,531/mo
Today · 4.125%
HK$679,158
baseline
▲ 0.50% · 4.625%
HK$714,957
+HK$35,799/mo
Deposit HK$54.43M · loan HK$127.00M · min. income ≈ HK$1,358,316/mo (50% DSR)
Upfront cash ≈ HK$66.22M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$744,676
−HK$46,697/mo
▼ 0.25% · 3.875%
HK$767,839
−HK$23,534/mo
Today · 4.125%
HK$791,373
baseline
▲ 0.50% · 4.625%
HK$839,527
+HK$48,154/mo
Deposit HK$18.14M · loan HK$163.29M · min. income ≈ HK$1,582,746/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$828,444
−HK$44,759/mo
▼ 0.25% · 3.875%
HK$850,663
−HK$22,540/mo
Today · 4.125%
HK$873,203
baseline
▲ 0.50% · 4.625%
HK$919,230
+HK$46,027/mo
Deposit HK$18.14M · loan HK$163.29M · min. income ≈ HK$1,746,406/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$11,793,002 · Scale 2, in force from 26 Feb 2026)