LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,372
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,308/mo
Today · 4.125%
HK$43,966
baseline
▲ 0.50% · 4.625%
HK$46,641
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,932/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,025
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,260
−HK$1,252/mo
Today · 4.125%
HK$48,512
baseline
▲ 0.50% · 4.625%
HK$51,069
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,024/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,646
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,190
−HK$1,569/mo
Today · 4.125%
HK$52,759
baseline
▲ 0.50% · 4.625%
HK$55,969
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,518/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,230
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,712
−HK$1,502/mo
Today · 4.125%
HK$58,214
baseline
▲ 0.50% · 4.625%
HK$61,283
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,428/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,920
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,830/mo
Today · 4.125%
HK$61,552
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,104/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,436
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,164
−HK$1,753/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$71,497
+HK$3,580/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,469
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,785
−HK$2,354/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,954
+HK$4,815/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,846
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,068
−HK$2,254/mo
Today · 4.125%
HK$87,322
baseline
▲ 0.50% · 4.625%
HK$91,924
+HK$4,602/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,644/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,377 · Scale 2, in force from 26 Feb 2026)