LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,374
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,661
−HK$1,307/mo
Today · 4.125%
HK$43,968
baseline
▲ 0.50% · 4.625%
HK$46,644
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,936/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,028
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,262
−HK$1,253/mo
Today · 4.125%
HK$48,515
baseline
▲ 0.50% · 4.625%
HK$51,072
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,030/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,648
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,193
−HK$1,569/mo
Today · 4.125%
HK$52,762
baseline
▲ 0.50% · 4.625%
HK$55,972
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,524/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,233
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,715
−HK$1,502/mo
Today · 4.125%
HK$58,217
baseline
▲ 0.50% · 4.625%
HK$61,286
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,434/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,923
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,725
−HK$1,830/mo
Today · 4.125%
HK$61,555
baseline
▲ 0.50% · 4.625%
HK$65,301
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,110/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,439
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,167
−HK$1,753/mo
Today · 4.125%
HK$67,920
baseline
▲ 0.50% · 4.625%
HK$71,501
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,840/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,473
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,789
−HK$2,354/mo
Today · 4.125%
HK$79,143
baseline
▲ 0.50% · 4.625%
HK$83,958
+HK$4,815/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,286/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,850
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,072
−HK$2,254/mo
Today · 4.125%
HK$87,326
baseline
▲ 0.50% · 4.625%
HK$91,929
+HK$4,603/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,652/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,412 · Scale 2, in force from 26 Feb 2026)