LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,375
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,662
−HK$1,308/mo
Today · 4.125%
HK$43,970
baseline
▲ 0.50% · 4.625%
HK$46,646
+HK$2,676/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,940/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,030
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,264
−HK$1,253/mo
Today · 4.125%
HK$48,517
baseline
▲ 0.50% · 4.625%
HK$51,074
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,034/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,651
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,195
−HK$1,569/mo
Today · 4.125%
HK$52,764
baseline
▲ 0.50% · 4.625%
HK$55,975
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,528/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,236
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,717
−HK$1,503/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,289
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,926
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,727
−HK$1,831/mo
Today · 4.125%
HK$61,558
baseline
▲ 0.50% · 4.625%
HK$65,304
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,116/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,442
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,170
−HK$1,753/mo
Today · 4.125%
HK$67,923
baseline
▲ 0.50% · 4.625%
HK$71,504
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,846/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,792
−HK$2,354/mo
Today · 4.125%
HK$79,146
baseline
▲ 0.50% · 4.625%
HK$83,962
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,292/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,854
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,076
−HK$2,254/mo
Today · 4.125%
HK$87,330
baseline
▲ 0.50% · 4.625%
HK$91,933
+HK$4,603/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,660/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,441 · Scale 2, in force from 26 Feb 2026)