LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,376
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,663
−HK$1,308/mo
Today · 4.125%
HK$43,971
baseline
▲ 0.50% · 4.625%
HK$46,646
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,942/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,030
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,265
−HK$1,252/mo
Today · 4.125%
HK$48,517
baseline
▲ 0.50% · 4.625%
HK$51,075
+HK$2,558/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,034/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,651
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,569/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,975
+HK$3,210/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,236
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,718
−HK$1,503/mo
Today · 4.125%
HK$58,221
baseline
▲ 0.50% · 4.625%
HK$61,290
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,442/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,926
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,728
−HK$1,831/mo
Today · 4.125%
HK$61,559
baseline
▲ 0.50% · 4.625%
HK$65,305
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,118/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,442
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,171
−HK$1,753/mo
Today · 4.125%
HK$67,924
baseline
▲ 0.50% · 4.625%
HK$71,504
+HK$3,580/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,848/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,477
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,793
−HK$2,354/mo
Today · 4.125%
HK$79,147
baseline
▲ 0.50% · 4.625%
HK$83,963
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,294/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,855
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,077
−HK$2,254/mo
Today · 4.125%
HK$87,331
baseline
▲ 0.50% · 4.625%
HK$91,934
+HK$4,603/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,662/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$680,450 · Scale 2, in force from 26 Feb 2026)