LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,378
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,665
−HK$1,308/mo
Today · 4.125%
HK$43,973
baseline
▲ 0.50% · 4.625%
HK$46,648
+HK$2,675/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$87,946/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,033
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,253/mo
Today · 4.125%
HK$48,520
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,557/mo
Deposit HK$9.07M · loan HK$9.07M · min. income ≈ HK$97,040/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,654
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,198
−HK$1,569/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,978
+HK$3,211/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,239
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,721
−HK$1,502/mo
Today · 4.125%
HK$58,223
baseline
▲ 0.50% · 4.625%
HK$61,292
+HK$3,069/mo
Deposit HK$7.26M · loan HK$10.89M · min. income ≈ HK$116,446/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,929
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,731
−HK$1,831/mo
Today · 4.125%
HK$61,562
baseline
▲ 0.50% · 4.625%
HK$65,308
+HK$3,746/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$123,124/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,446
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,174
−HK$1,753/mo
Today · 4.125%
HK$67,927
baseline
▲ 0.50% · 4.625%
HK$71,508
+HK$3,581/mo
Deposit HK$5.44M · loan HK$12.70M · min. income ≈ HK$135,854/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,480
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,797
−HK$2,354/mo
Today · 4.125%
HK$79,151
baseline
▲ 0.50% · 4.625%
HK$83,967
+HK$4,816/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$158,302/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,859
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,081
−HK$2,254/mo
Today · 4.125%
HK$87,335
baseline
▲ 0.50% · 4.625%
HK$91,939
+HK$4,604/mo
Deposit HK$1.81M · loan HK$16.33M · min. income ≈ HK$174,670/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$680,482 · Scale 2, in force from 26 Feb 2026)